Blog - Opinion
These Blog Posts are designed to be interesting and provide an insight into how I, Phil Richards, an entrepreneurial accountant and business owner thinks.
When Should I Outsource?
By admin | February 25, 2015
To outsource or not to outsource – that is the question. As an entrepreneur and business owner, it’s fascinating to monitor the growth of my projects, and collaborating with others is always an exciting venture. Whether I am working with...read more

So you want to start a Business and be a Millionaire – No Experience Required!
By smartpayroll | September 23, 2014
I love business, I believe it is the greatest way to build wealth and freedom on the planet. When I started my first business I was 26, it was an Optometry Practice. I cheated a bit because my wife was the Optometrist, so she knew how to do the...read more

Top 7 Reasons to love Business
By smartpayroll | September 16, 2014
Successful Business unlocks the Wealth and Freedom You’ve always Desired When I was in my early teens I read the rich list and noticed that most people in the list owned a business of some sort. Not coming from a business family I asked...read more

Budget May 2014 – “Budget overlooks young Entrepreneurs”
By smartpayroll | May 28, 2014
It seems it is now Older Workers v Younger Workers. The Government’s budget has nothing for the next generation of aspiring entrepreneurs. I have a number of friends that are dealing with an interesting issue. They are all older than me so I...read more
How to create a “Game Changer” in your business – just make the hole bigger!
By smartpayroll | May 28, 2014
I read an interesting article this week about how golf is suffering from a mass exodus of players, a lack of interest from the new generations and golf courses closing down and selling up to developers. The story on golf.com asked the question...read more